Health Insurance

You do not need Health Insurance to be seen in the SHC as there is no visit charge for full-time, registered students regardless whether they live on or off campus. We do have small charges for testing, vaccinations and prescriptions that can be paid for with EagleOne or billed to your student account. We do not accept cash or credit cards nor do we bill health insurance for any services.

However, because the SHC is limited in scope and cannot provide all your medical care, we strongly encourage, but do not require, all students to have health insurance coverage for  laboratory testing, x-rays, emergency room visits, hospitalizations, and specialist visits. If you have coverage, please make sure that it can be used in the Fredericksburg area.

Though UMW is not in the insurance business, each year we contract with a medical insurance company to provide a lower cost alternative to those students who need it. Please be aware that UMW is a small school and our contracting options are limited.

We are late this year in posting student health insurance information because of the Supreme Court ruling on the Affordable Health Care Act. Now that the decision has been made, we are waiting for Academic HealthPlans to set their rates, update their website and post an enrollment form.

You may find Academic HealthPlans’ UMW Student Health Insurance at

Their toll free number is 855-247-2273.